F&M Trust deposit products
An F&M Trust Investor Savings Account is a simple savings account designed to help you grow your money with ease. Enjoy straightforward saving with easy access to your funds whenever you need them.
The simplest way to make the most of your savings by building monthly interest.
A dedicated ATM card for convenient, secure access to your funds when you need them.
Access your account anytime, anywhere through online banking or the mobile banking app.
Our Health Savings Account (HSA) can offset a high-deductible health plan, so you’re always ready for tomorrow's medical expenses.
A dedicated debit card for convenient and secure access to your HSA funds.
Withdraw from your HSA funds to make healthcare purchases.
Access your HSA anytime, anywhere through online banking or the mobile banking app.
Teach the value of saving to your children and teens, with no minimum balance or monthly service fee with an F&M Trust Young Savers Account.
Learn the ropes of savings without the pressure of a minimum balance or service fees.
The simplest way to make the most of your savings by building monthly interest.
Unlimited deposits and withdrawals at any F&M Trust Community Office or ATM.
Contribute to your savings goals without the pressure of a minimum balance or service fee.
The simplest way to make the most of your savings by building monthly interest.
Schedule your funds to automatically disburse annually or semi-annually.
Explore longer term savings options designed to maximize your money and help you achieve your larger goals.
Discover the versatility of a Money Management Account, where your savings can earn higher interest rates and remain easily accessible whenever you need them.
Benefit from convenient features like check-writing, online account management, and the reassurance that your money is secure. Grow your funds with confidence and enjoy immediate access by combining smart savings with everyday flexibility.
A secure and reliable way to grow your savings with guaranteed returns and save for your future with confidence.
With maturity periods from 30 days to five years, choose from a variety of terms to fit your financial goals, and enjoy the peace of mind that comes from rock-solid security and competitive interest rates.
Plan for a secure retirement with flexible IRA options that fit your life's goals.
With valuable tax benefits, choose between a Traditional or Roth IRA to suit your needs, and enjoy the peace of mind that comes with FDIC insurance and competitive interest rates. Start building your retirement savings today and take charge of your financial future with confidence.
Start planning for you or a loved one's future education.
Our flexible educational savings solutions make it easy to save for tuition, books, and other educational expenses, ensuring you’re prepared for every step of the journey.
Every account comes with a wide range of financial tools so you can manage your money effortlessly and focus on what matters most to you.
The freedom to manage your money your way, right at your fingertips.
Planning for your future doesn't have to be overwhelming. With our financial calculators, you can explore your options and reach your goals with confidence.
Dive into the latest money matters, broken down by your friendly F&M Trust financial pros.
Find your nearest F&M Trust community office or ATM.
As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.
Courses use real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts.
Collections span a wide array of financial themes, offering expert guidance to help you manage everything from daily expenses to long-term investments with ease and assurance.
Discover a diverse range of topics in our Articles, designed to guide you through key financial decisions. Learn about health insurance, borrowing money, and underrated products to strengthen your financial strategy.
Planning for your future doesn't have to be overwhelming. With our financial Calculators, you can explore your options and reach your goals with confidence.
It's impossible to predict a car breaking down or losing a job, but it's absolutely possible to prepare for the financial blow. Emergencies happen, make sure you're prepared.
Everyone deserves to experience better banking to improve their financial wellbeing. Expand your world with banking services and solutions that save you time and money, are personalized to fit your individual needs, and go deeper than just a transaction.
Discover what Banking Done Your Way® means to you today.
Checking solutions designed to fit your needs for a better banking experience.
Savings made simple to achieve your short-term and long-term goals.
Easy access to your money with rewards on everyday purchases.
Choosing the right credit card for your needs is easier than ever.
Feel at home with the right mortgage for you and your family.
Put the equity in your home to good use with quick-access funds for flexible borrowing.
Access funds on your terms when you need it the most.
Plan for your future at any stage with trusted advice and tailored solutions.
Yes, up to $250,000. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
To set up Direct Deposit, simply provide your payroll office with the following information:
If you receive government funds (i.e. Social Security, SSI), you can stop by one of our convenient office locations and one of our employees would be happy to complete the paperwork for you.