A personalized banking experience tailored to your needs.
F&M Trust deposit products
BUSINESS CHECKING & SAVINGS SOLUTIONS
Features and services to keep your business moving
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The Right Checking Account For Your Business
Flexible solutions to manage your cash flow, streamline operations, and help your business grow.
Better Business Checking
Designed for small to medium-sized businesses seeking lower or no costs, our Better Business Checking account offers flexibility and convenience without the extra fees.
Account Features:
- No monthly minimum balance requirement
- No monthly maintenance fee
- Up to 400 free items per monthly statement cycle
- No fee for currency deposited
- No annual fee Franklin Busine$$Card (Debit MasterCard® Business Card) with cash rewards
- Online and mobile banking
- Mobile Xpress Deposit
- Overdraft privilege service
- Available to sole proprietors, partnerships, and for-profit corporations
Commercial Checking
Designed for medium to large businesses, this account helps you maximize value and offset fees through ongoing account analysis.
Account Features:
- No minimum balance
- Easy cash flow analysis and reporting
- Earnings credit for average monthly collected balances
- Offset service charges for higher balances
- No annual fee Franklin Busine$$Card (Debit MasterCard® Business Card) with cash rewards
- Online and mobile banking
- Business Courtesy Coverage, an overdraft privilege service
Nonprofit Checking
As a community focused organization, who better to care for your finances than a trusted community bank? Experience Banking Done Your Way with the features and benefits of our Nonprofit Checking Account.
Account Features:
- No monthly minimum balance requirement
- No monthly maintenance fee
- Up to 1,000 free items per statement cycle
- No fee for currency deposited
- Online and mobile banking
- No annual fee Franklin Busine$$Card (Debit MasterCard® Business Card) with cash rewards
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Ready to Help
As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.
RELATED FEATURES AND SERVICES
Powering Your Business
Secure the right financing, streamline operations with treasury solutions for your business, offer attractive employee benefit programs, and benefit from the expertise of our dedicated Commercial Services Team.
Commercial Services
F&M Trust offers specialized expertise, working closely to understand your needs to build a secure financial footing for your future.
Commercial Banking
Business checking and savings designed to keep your business moving.
Commercial Borrowing
Fuel your growth and streamline operations with flexible business credit options.
Treasury Services
The F&M Trust Treasury Services empower businesses to optimize cash flow through strategic tools and expert guidance.
Employee Benefit Services
Employees want to work for companies that invest in their future. Offering a competitive retirement plan not only strengthens your benefits package but also shows your commitment to long-term employee well-being.