F&M Trust deposit products
Packed with a full array of services and benefits, YourWay Premier is a convenient, premium account designed to help your money work even harder.
*Fee waiver applies to F&M Trust surcharges only. The foreign ATM fee waiver does not include applicable ATM surcharges assessed by the ATM owner. Fees may apply for balance inquiries and transfers at non-F&M Trust ATMs.
Waived monthly service charge of $12.95 when you maintain a minimum daily balance of $5,000 or more.
Debit Mastercard® with ScoreCard® Rewards.
Unlimited fee waivers on foreign ATM withdrawals (withdrawals at non-F&M Trust ATM*).
Get your first check order free (basic safety paper/wallet style) and enjoy a complimentary safe deposit box rental for one year (subject to availability).
Manage your banking with a suite of convenience services such as Online and Mobile Banking, Xpress Deposit, Bill Pay and more.
Stepping up your banking with extra benefits without the premier requirements, YourWay Plus works to pay you back in a way that perfectly fits your needs.
*Fee waiver applies to F&M Trust surcharges only. The foreign ATM fee waiver does not include applicable ATM surcharges assessed by the ATM owner. Fees may apply for balance inquiries and transfers at non-F&M Trust ATMs.
For just $6.95 per month, this account works to pay you back with lots of money saving benefits.
Access YourBux Benefits: Enjoy cell phone protection, identity theft aid, roadside assistance, health savings, and discounts nationwide.
Debit Mastercard® with ScoreCard® Rewards.
Two fee waivers on foreign ATM withdrawals (withdrawals at non-F&M Trust ATM*) per statement cycle.
Manage your banking with a suite of convenience services such as Online and Mobile Banking, Xpress Deposit, Bill Pay and more.
When you prefer simplicity without the extras, YourWay Checking offers a basic account with all the convenience you need.
No monthly service charge.
Debit Mastercard® with ScoreCard® Rewards.
Online and Mobile Banking, Xpress Deposit, Bill Pay, and more.
Every account comes with a wide range of financial tools so you can manage your money effortlessly and focus on what matters most to you.
No matter which account you choose, all of our accounts include access to a suite of convenience services so you can get Banking Done Your Way almost anywhere, anytime.
YourWay Checking is a convenient, simple account that features:
What’s included
With no minimum balance requirement, this account pays you back with many money-saving benefits. Features include:
What’s included
An interest-earning checking account packed with benefits designed to help your money work even harder. Features include:
What’s included
*Fee waiver applies to F&M Trust surcharges only. The foreign ATM fee waiver does not include applicable ATM surcharges assessed by the ATM owner. Fees may apply for balance inquiries and transfers at non-F&M Trust ATMs.
Contactless payment works on your everyday purchases. Simply tap your F&M Trust debit card to pay and you're good to go. Look for the contactless symbol at participating retailers when paying for items at checkout.
The freedom to manage your money your way, right at your fingertips.
As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.
Find your nearest F&M Trust community office or ATM.
Planning for your future doesn't have to be overwhelming. With our financial calculators, you can explore your options and reach your goals with confidence.
Courses use real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts.
Collections span a wide array of financial themes, offering expert guidance to help you manage everything from daily expenses to long-term investments with ease and assurance.
Discover a diverse range of topics in our Articles, designed to guide you through key financial decisions. Learn about health insurance, borrowing money, and underrated products to strengthen your financial strategy.
Planning for your future doesn't have to be overwhelming. With our financial Calculators, you can explore your options and reach your goals with confidence.
It's impossible to predict a car breaking down or losing a job, but it's absolutely possible to prepare for the financial blow. Emergencies happen, make sure you're prepared.
Everyone deserves to experience better banking to improve their financial wellbeing. Expand your world with banking services and solutions that save you time and money, are personalized to fit your individual needs, and go deeper than just a transaction.
Discover what Banking Done Your Way® means to you today.
Checking solutions designed to fit your needs for a better banking experience.
Savings made simple to achieve your short-term and long-term goals.
Easy access to your money with rewards on everyday purchases.
Choosing the right credit card for your needs is easier than ever.
Feel at home with the right mortgage for you and your family.
Put the equity in your home to good use with quick-access funds for flexible borrowing.
Access funds on your terms when you need it the most.
Plan for your future at any stage with trusted advice and tailored solutions.
If you have already opened your F&M Trust Checking Account, you can request a debit card application by calling us at (888) 264-6116 or by visiting any of our convenient community banking locations. Once your application is completed, it will take approximately 5-7 business days to receive your debit card by mail.
To re-order checks, you have several different options.