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What is a balance transfer — and when does it make sense?
What is a balance transfer — and when does it make sense?

What is a balance transfer — and when does it make sense?

April 08, 2021 / Cynthia Marconi

A balance transfer is a credit card transaction where you move your credit card balance from one card to another — typically a new one with a lower interest rate.…

IRS extends federal tax payment deadline to May 17
IRS extends federal tax payment deadline to May 17

IRS extends federal tax payment deadline to May 17

April 02, 2021 / Shelby White

Taxpayers now have until May 17, 2021, to file and pay their taxes without penalties or interest. This is about a one-month extension beyond the traditional deadline of April 15.…

How to spot investment coaching scams
How to spot investment coaching scams

How to spot investment coaching scams

March 17, 2021 / Ray Wills

“My program is going to make you a lot of money. I’ll show you how to do everything you need to do to be successful.” Ads like this are usually a scam. The Federal Trade Commission recently announced Operation Income Illusion, a nationwide effort to prevent income scams that promise to make people a lot of money by participating in a special program.…

Individual investor muscle
Individual investor muscle

Individual investor muscle

March 08, 2021 / The Merrill Anderson Company

As January closed there was some very unusual excitement in the stock markets. The price of shares of videogame reseller GameStop, which had languished for years near $5, suddenly began to rocket skyward, to $40, then $60, then $120, eventually cresting at well over $400 per share before coming back down to earth. This despite an absence of profitability.…

Investor alert: Robinhood app hit with hefty fine from federal regulators
Investor alert: Robinhood app hit with hefty fine from federal regulators

Investor alert: Robinhood app hit with hefty fine from federal regulators

February 23, 2021 / Shelby White

The Securities and Exchange Commission (SEC) recently charged Robinhood Financial LLC for failure to fully disclose the firm’s receipt of payments from trading firms for routing customer orders to them.…

Gift values during a pandemic
Gift values during a pandemic

Gift values during a pandemic

February 16, 2021 / The Merrill Anderson Company

The value for federal gift tax purposes of a gift of $100,000 in cash is $100,000, and the same is true for the value of $100,000 worth of publicly traded stock. Those are the easy cases. The hard cases concern assets that are harder to value, such as real estate or interests in a closely held business.…

How to avoid the car wrap scam
How to avoid the car wrap scam

How to avoid the car wrap scam

February 10, 2021 / Ray Wills

With many people facing financial hardships during the coronavirus crisis, receiving a package in the mail with a check would probably make most folks happier than a kid at Disney World. Seemingly, all you have to do is put a decal on your car and that money is yours. Well, we hate to break it to you, but no, you’re not actually getting paid to put decals on your vehicle. Yep, it’s a scam.…

Annual Big Game Predictor
Annual Big Game Predictor

Annual Big Game Predictor

February 05, 2021 / Warren Hurt

Once again it is time to roll out the “Super Bowl -- Stock Market” correlation coincidence, which forecasts the stock market’s direction for the year ahead. Known as the “Super Bowl Predictor”, the statistical phenomenon was made famous by…

The three best ways to use a credit card
The three best ways to use a credit card

The three best ways to use a credit card

February 03, 2021 / Cynthia Marconi

Credit cards are a secure, convenient alternative to using debit cards, checks or cash to make purchases. They can serve as a powerful money management tool and can help you boost…

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