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How to negotiate a higher salary

How to negotiate a higher salary

January 08, 2020 / Dr. Karen Carmack

You’ve interviewed for a new job, and now it’s time to talk money. While it may seem daunting, negotiating salary is a pivotal step in the interview process. It’s your chance to get the pay you deserve and set your financial trajectory for years to come.…

Community College Retirement Savings
What Your Credit Score Really Means

What Your Credit Score Really Means

January 01, 2020 / Amanda Kegerreis

Ever wonder how important your credit score is? Well, that three-digit number has a lot of power. It can make or break your ability to receive a loan, a credit card, affordable car insurance and even rent an apartment.…

College Buying a Home Community
Investment Outlook

Investment Outlook

December 27, 2019 / The Merrill Anderson Company

Here’s an interesting nugget that was buried on page R5 of the October 1, 2019, Wall Street Journal: If you invested just $1,000 in the S&P 500 index on January 1, 1970, today you would have $138,908.…

Retirement Savings
The Ins and Outs of a Cash-out Refinance

The Ins and Outs of a Cash-out Refinance

December 20, 2019 / David Bimler

Maybe you want to renovate your bathroom or pay down some high-interest debt but you’re having trouble building up the amount of money you need to make it happen.…

Buying a Home Selling a Home Community Savings
Don’t Get Duped: How to Avoid Charity Fraud

Don’t Get Duped: How to Avoid Charity Fraud

December 11, 2019 / Ray Wills

Americans are generous. Collectively, they gave a record $427.71 billion to U.S. charities in 2018, but those charitable instincts are increasingly being exploited by scam groups masquerading as legitimate philanthropic organizations.…

Community
‘Tis the season to plan ahead

‘Tis the season to plan ahead

December 05, 2019 / Shelby White

‘Tis the expensive season — the holiday season, that is. Between travel, food and gifts, your account balance can drop faster than Santa down the chimney.…

savings Community
Six predictors of happiness in retirement

Six predictors of happiness in retirement

November 20, 2019 / The Merrill Anderson Company

A study of adult development has been carried out at Harvard for roughly the last century. Three groups have been tracked:…

retirement savings
In the market for a mortgage? Your time may be now

In the market for a mortgage? Your time may be now

November 19, 2019 / David Bimler

Amid ongoing international trade disputes and a weakening global economy, mortgage affordability in the U.S. is improving. In fact, mortgage rates have hit a three-year low since the Federal Reserve slashed the federal funds rate this summer — the first cut since the Great Recession.…

buying a home Selling a Home
Don’t let love blind you: avoid the online romance scam

Don’t let love blind you: avoid the online romance scam

November 08, 2019 / Ray Wills

You’ve met the perfect match online. The dating app messages quickly lead to texts, then phone calls. Shortly thereafter, your new love arranges plans to meet in person. He asks you to send money to cover his travel expenses.…

Community

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