Should I consider buying pet insurance? | F&M Trust Money Moves Should I consider buying pet insurance? Money Moves Savings Starting a Family Community Everyone loves their pets. And despite our best efforts to keep them safe, injuries and serious illnesses sometimes occur. Vet bills for treatment …

What is PMI and do I need it? | F&M Trust Money Moves What is PMI and do I need it? Money Moves Community Buying a Home Starting a Family When planning to purchase a home, you might have heard that you likely will have to pay something called PMI. This is private mortgage insurance, and it…

Choosing the right self-employed retirement plan | F&M Trust Money Moves Choosing the right self-employed retirement plan Money Moves Retirement Community Savings Starting a Family You are self-employed and enjoy a certain amount of freedom. But that doesn’t give you an excuse to skip out on…

What does America’s credit downgrade mean? | F&M Trust Money Moves What does America’s credit downgrade mean? Money Moves Community Savings Buying a Home On August 1, Fitch Ratings, one of the three primary credit rating agencies, downgraded the United States’ long-term credit rating from AAA to…

How to spot and prevent financial abuse | F&M Trust Money Moves How to spot and prevent financial abuse Money Moves Retirement Savings Community Each year, millions of senior citizens are victimized by financial fraud or theft of money, property, or valuable personal information. Often, an adult…

Plan for the future when leaving your job | F&M Trust Money Moves Plan for the future when leaving your job Money Moves Community Savings Starting a Family So, you’ve decided to leave your job. You’re excited for a new opportunity, but what does the change in employment mean for health insurance,…

Student loans have a variety of repayment options | F&M Trust Money Moves Student loans have a variety of repayment options Money Moves Savings Community Starting a Family College More than 43.6 million borrowers have student loan debt, both federal and private. If you are among them, here are…

Five tips to help save money for holiday shopping | F&M Trust Money Moves Five tips to help save money for holiday shopping Money Moves Savings Community Starting a Family December is here, and if you haven’t already, you will soon be shopping for Christmas gifts. Studies show that 53% of people…

Beware of cryptocurrency scams | F&M Trust Money Moves Beware of cryptocurrency scams Money Moves Community Cryptocurrency, or crypto, is digital currency you get through an online exchange or at a cryptocurrency ATM. Bitcoin is the most well-known, but there are many others. Scammers prefer these …

Is a bridge loan right for me? | F&M Trust Money Moves Is a bridge loan right for me? Money Moves Community Buying a Home Selling a Home Starting a Family You’ve found the perfect home for your growing family, but there’s just one problem. You have to sell your current house first. Well, maybe…

Finding funds in an emergency | F&M Trust Money Moves Finding funds in an emergency Money Moves sav Community Retirement If you find yourself facing an emergency for which you are financially under-prepared, the prospect of what to do next might feel overwhelming. Don’t panic. There are things you …

Buying a car: Used, new, or leased? | F&M Trust Money Moves Buying a car: Used, new, or leased? Money Moves Savings Community If you are looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each decision. Your choice will be based on various…

What is financial wellness, and how do I achieve it? | F&M Trust Money Moves What is financial wellness, and how do I achieve it? Money Moves Savings Community Retirement Starting a Family Buying a Home College You likely have heard people talk about financial wellness, but you don’t really know…

Just Married: Individual or joint accounts? | F&M Trust Money Moves Just Married: Individual or joint accounts? Money Moves Savings Starting a Family Community If you’re a newlywed, you’ve probably discovered there are some adjustments that need to be made to your lifestyle. How you handle your…

How to manage your checking account | F&M Trust Money Moves How to manage your checking account Money Moves Community Savings When’s the last time you considered how to manage your checking account? If it’s been a while, you could be missing out on time and money-saving features. Consider managing …