The biggest financial mistakes business owners make | F&M Trust Money Moves The biggest financial mistakes business owners make Money Moves Community Savings Ask any business owner, and you’re not likely to hear any sugar-coating about how hard it is to start and run a business. There is nothing…

Passkeys and the Future of Estate Planning | F&M Trust Money Moves Passkeys and the Future of Estate Planning Money Moves Community Retirement One of the more frustrating aspects of modern technology is the necessity of passwords for gaining access to devices and data. In February 2013, the Fast…

Grandparent Scams Can Cost Victims Thousands of Dollars | F&M Trust Money Moves Grandparent Scams Can Cost Victims Thousands of Dollars Money Moves Retirement Community Have you ever received a frantic call from someone posing as your grandchild? Scammers will call or email grandparents to make…

How one savings plan can help you save for college and retirement | F&M Trust Money Moves How one savings plan can help you save for college and retirement Money Moves College Savings Starting a Family Retirement Families with children typically have three important financial objectives: buying a…

Is Mobile Banking Safe for My Business? | F&M Trust Money Moves Is Mobile Banking Safe for My Business? Money Moves Savings Community As a prudent smartphone user, it’s natural to wonder if your smartphone bank transactions are secure. Rest assured, mobile banking is safe and secure because banks…

Four Things to Consider Before Retiring Early | F&M Trust Money Moves Four Things to Consider Before Retiring Early Money Moves Retirement Savings The idea of work/life balance has gained much attention over the last few years. Technology is redefining how and where we “work” and employees are…

How to gain financial flexibility with an equity line of credit | F&M Trust Money Moves How to gain financial flexibility with an equity line of credit Money Moves Savings Community Costly car repairs. Unexpected medical expenses. Storm damage to your home. All call for quick access to cash. Many…

IRS focus on digital assets | F&M Trust Money Moves IRS focus on digital assets Money Moves Savings Community The Internal Revenue Service has long held that virtual currencies, such as bitcoin, are property not currency. As such, transactions conducted with a virtual currency can trigger taxable…

Business Identity Theft Can Be Costly to Victims | F&M Trust Money Moves Business Identity Theft Can Be Costly to Victims Money Moves Community While personal identity theft is widely recognized and has a long history, business identity theft can also be very costly to victims, and the threat…

Don't let scammers steal your heart and money | F&M Trust Money Moves Don't let scammers steal your heart and money Money Moves Community The epidemic of financial fraud shows no sign of abating. Perhaps the saddest example is the “romance scam.” Reportedly some 30% of Americans have tried online…

Protecting Your Business Debit Card | F&M Trust Money Moves Protecting Your Business Debit Card Money Moves Community While debit cards can offer advantages to small businesses, they need to be protected carefully because business debit cards lack most of the legal safeguards limiting the…

How to Protect Yourself After a Data Breach | F&M Trust Money Moves How to Protect Yourself After a Data Breach Money Moves Community When it comes to account security, many of us make a common mistake: We reuse passwords. When a hacker gets into a company’s database, they gain access to personal…

Stabilizing Your Business' Cash Flow | F&M Trust Money Moves Stabilizing Your Business' Cash Flow Money Moves Community Securing your business cash flow is a lot more tangible than growing money on trees. Without proper cash flow management, you couldn’t afford to pay the utility bill to water…

Social Security COLA Increase is Biggest Since 1981 | F&M Trust Money Moves Social Security COLA Increase is Biggest Since 1981 Money Moves Community Savings Retirement The Social Security Administration has announced an 8.7% benefit increase for 2023, based upon inflation for the 12 months ending …

Lease vs Buy: Which is Better for My Business? | F&M Trust Money Moves Lease vs Buy: Which is Better for My Business? Money Moves Community Savings Equipment, vehicles, facilities – large-ticket items are just one type of expense a business owner will have to manage. Coupled with hidden fees, such …