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5 Ways to Avoid an Overpayment Scam
5 Ways to Avoid an Overpayment Scam

5 Ways to Avoid an Overpayment Scam

March 25, 2022 / Ray Wills

Just remember that there is no legitimate reason for anyone to pay more than the accepted price. Never agree to forward money to someone you don’t know on behalf of a “buyer.” Even if the funds are real, you could be implicated in money laundering.…

Five basic benefits of working with a financial planner
Five basic benefits of working with a financial planner

Five basic benefits of working with a financial planner

February 16, 2022 / The Merrill Anderson Company

Thanks to the Internet and YouTube, doing it yourself has taken on a new life. For example, a young person we know was able to diagnose a problem with his clothes dryer, then order the key part and install it, thus saving the cost of an in-home repair. Information that once might have been hard to find outside of specialized publications has become accessible to everyone. But there are limits to self-empowerment. One area in which some people may be overconfident is financial management. There is more to financial planning than setting some goals and pinching some pennies.…

The three best ways to use a credit card
The three best ways to use a credit card

The three best ways to use a credit card

February 03, 2021 / Cynthia Marconi

Credit cards are a secure, convenient alternative to using debit cards, checks or cash to make purchases. They can serve as a powerful money management tool and can help you boost…

Four tips to getting approved for a credit card
Four tips to getting approved for a credit card

Four tips to getting approved for a credit card

December 16, 2020 / Cynthia Marconi

Having a credit card offers many advantages. Depending on the card you have, those perks can vary from travel rewards to getting cash back just by using your credit card. So, what do you need to do to get approved…

Why you totally need a checking account
Why you totally need a checking account

Why you totally need a checking account

November 29, 2020 / Paulo Oliveira

In an era during which convenient financial technology tools — such as Google Pay, Venmo and Apple Pay — are all the rage, do you need a checking account? The answer is a definitive yes. Here’s why…

Interest Rates 101
Interest Rates 101

Interest Rates 101

September 24, 2020 / David Bimler

If you’ve been researching loans, you’ve certainly noticed the term interest rate. Expressed as a percentage, usually in annual terms, an interest rate is the amount of money your lender charges you for a loan. Nearly every type of loan, including mortgages, car loans and student loans, charges an interest rate. Rates vary depending on your credit score, the type of loan and the lender.…

Unsecured or secured loans: What's best for you?
Unsecured or secured loans: What's best for you?

Unsecured or secured loans: What's best for you?

August 24, 2020 / Dave Bimler

Smart borrowers understand the loan options available to them. The majority of loans are either unsecured or secured. Each loan type has its pros and cons. When you apply for a loan, do your homework.…

Seven ways to save money by going green
Seven ways to save money by going green

Seven ways to save money by going green

July 23, 2020 / F&M Trust

We all know we should turn off the lights when we leave a room, unplug appliances we aren’t using and invest in reusable drinkware to reduce our carbon footprints. But, changing other small habits can have a positive impact not only on the environment, but also your wallet.…

Turned down for a bank account? This could be why
Turned down for a bank account? This could be why

Turned down for a bank account? This could be why

June 25, 2020 / Sarah Stansfield

If you have a history of overdrafts or, worse, if another financial institution closed your account, you’re probably going to run into some difficulties when you try to open another one…

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