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Grandparent Scams Can Cost Victims Thousands of Dollars
Grandparent Scams Can Cost Victims Thousands of Dollars

Grandparent Scams Can Cost Victims Thousands of Dollars

September 22, 2022 / F&M Trust

Have you ever received a frantic call from someone posing as your grandchild? Scammers will call or email grandparents to make urgent requests for bail money, lawyer’s fees, hospital bills, or other fictitious expenses.…

Passkeys and the Future of Estate Planning
Passkeys and the Future of Estate Planning

Passkeys and the Future of Estate Planning

September 15, 2022 / The Merrill Anderson Company

One of the more frustrating aspects of modern technology is the necessity of passwords for gaining access to devices and data. In February 2013, the Fast Identity Online Alliance was launched to set standards …

Fear of Missing Out is not a sound investment philosophy
Fear of Missing Out is not a sound investment philosophy

Fear of Missing Out is not a sound investment philosophy

August 04, 2022 / The Merrill Anderson Company

The Securities and Exchange Commission has created Investor.gov, a useful resource for the investing public prepared in ordinary, nonlegal, and nontechnical language. The website includes financial tools and calculators, as well as articles of general interest for investors.…

How Long Should You Plan to Live?
How Long Should You Plan to Live?

How Long Should You Plan to Live?

June 09, 2022 / The Merrill Anderson Company

According to the latest data from the National Vital Statistics Reports (March 2022, reporting on 2019 experience, so before the pandemic), a male age 65 should expect to live 18.2 more years (to age 83.2) and a female 20.8 years (to age 85.8).…

Unretirement
Unretirement

Unretirement

May 24, 2022 / The Merrill Anderson Company

The pandemic led to many people retiring earlier they had planned, in part because so many businesses had to shrink their payrolls in response to the lockdowns. As the pandemic has eased, now the American economy has a labor shortage problem…

Business Owners Need a Serious Plan for Retirement
Business Owners Need a Serious Plan for Retirement

Business Owners Need a Serious Plan for Retirement

May 20, 2022 / F&M Trust

Have you thought about retirement? If you’re like most business owners, unless you’re within 10 years of the normal retirement date, you probably haven’t given it serious thought.…

Inherited IRAs for children
Inherited IRAs for children

Inherited IRAs for children

May 02, 2022 / The Merrill Anderson Company

One of the hot estate planning strategies earlier in this century was to name a minor child as the surviving beneficiary of an IRA. The child would have to take Required Minimum Distributions (RMDs) from the IRA every year…

Four Common Investment Misconceptions
Four Common Investment Misconceptions

Four Common Investment Misconceptions

April 20, 2022 / Warren Hurt

One of the biggest misconceptions I come across in the financial advice industry is that as you get older, you must reduce your allocation to stocks. While this philosophy might be grounded in some truth, it oversimplifies the reality.…

How Digital Banking Tools Can Help Your Business
How Digital Banking Tools Can Help Your Business

How Digital Banking Tools Can Help Your Business

April 11, 2022 / F&M Trust

Digital banking has come a long way in recent years, and now it can offer many ways for you to stay on top of your business needs.…

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