F&M Trust deposit products
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How to Prepare an Effective Loan Proposal | F&M Trust Money Moves How to Prepare an Effective Loan Proposal Money Moves Community Banks have extensive experience evaluating existing companies to determine if they're good candidates for commercial loans. Ideal candidates for business loans generate …
Url: /money-moves/how-to-prepare-an-effective-loan-proposal/Beware of charity fraud scams | F&M Trust Money Moves Beware of charity fraud scams Money Moves Savings Community According to the AARP, Americans donated more than $470 billion to charity in 2020. Charity fraud is a type of imposter scam, the No. 1 source of fraud reported to the Federal Trade…
Url: /money-moves/beware-of-charity-fraud-scams/5 Ways to Avoid an Overpayment Scam | F&M Trust Money Moves 5 Ways to Avoid an Overpayment Scam Money Moves college community savings “Hi there! I’m interested in buying the item you’ve listed for sale. Since I live so far away from you, I’m unable to pick it up in person. However, I do have…
Url: /money-moves/5-ways-to-avoid-an-overpayment-scam/How small-business owners can offer retirement plans | F&M Trust Money Moves How small-business owners can offer retirement plans Money Moves Community Retirement As a small-business owner, you want to make a workplace retirement plan available to your employees. But you know you don’t have the…
Url: /money-moves/how-small-business-owners-can-offer-retirement-plans/Five basic benefits of working with a financial planner | F&M Trust Money Moves Five basic benefits of working with a financial planner Money Moves Community Savings Retirement College Buying a Home Thanks to the Internet and YouTube, doing it yourself has taken on a new life. For example, a young …
Url: /money-moves/five-basic-benefits-of-working-with-a-financial-planner/Everything you need to know about gift card scams | F&M Trust Money Moves Everything you need to know about gift card scams Money Moves Community Scammers have preferred methods of payments. Among the most popular are gift cards – perfect for non-refundable, nearly-impossible-to-trace fraud.…
Url: /money-moves/everything-you-need-to-know-about-gift-card-scams/Unconventional Ways to Fund a Small Business | F&M Trust Money Moves Unconventional Ways to Fund a Small Business Money Moves Community The water stop for a major marathon is a fascinating place to be. Pre-race, police and tow truck drivers move parked cars blocking the marathon path. Post-race,…
Url: /money-moves/unconventional-ways-to-fund-a-small-business/Green Practices are Good for Nature and for Business | F&M Trust Money Moves Green Practices are Good for Nature and for Business Money Moves Savings Community Business owners who operate "green" offices do more than protect the environment -- they save money on electricity, supplies, and…
Url: /money-moves/green-practices-are-good-for-nature-and-for-business/The biggest financial mistakes business owners make | F&M Trust Money Moves The biggest financial mistakes business owners make Money Moves Community Savings Ask any business owner, and you’re not likely to hear any sugar-coating about how hard it is to start and run a business. There is nothing…
Url: /money-moves/the-biggest-financial-mistakes-business-owners-make/Grandparent Scams Can Cost Victims Thousands of Dollars | F&M Trust Money Moves Grandparent Scams Can Cost Victims Thousands of Dollars Money Moves Retirement Community Have you ever received a frantic call from someone posing as your grandchild? Scammers will call or email grandparents to make…
Url: /money-moves/grandparent-scams-can-cost-victims-thousands-of-dollars/How to gain financial flexibility with an equity line of credit | F&M Trust Money Moves How to gain financial flexibility with an equity line of credit Money Moves Savings Community Costly car repairs. Unexpected medical expenses. Storm damage to your home. All call for quick access to cash. Many…
Url: /money-moves/how-to-gain-financial-flexibility-with-an-equity-line-of-credit/Protecting Your Business Debit Card | F&M Trust Money Moves Protecting Your Business Debit Card Money Moves Community While debit cards can offer advantages to small businesses, they need to be protected carefully because business debit cards lack most of the legal safeguards limiting the…
Url: /money-moves/protecting-your-business-debit-card/How to Protect Yourself After a Data Breach | F&M Trust Money Moves How to Protect Yourself After a Data Breach Money Moves Community When it comes to account security, many of us make a common mistake: We reuse passwords. When a hacker gets into a company’s database, they gain access to personal…
Url: /money-moves/how-to-protect-yourself-after-a-data-breach/Stabilizing Your Business' Cash Flow | F&M Trust Money Moves Stabilizing Your Business' Cash Flow Money Moves Community Securing your business cash flow is a lot more tangible than growing money on trees. Without proper cash flow management, you couldn’t afford to pay the utility bill to water…
Url: /money-moves/stabilizing-your-business-cash-flow/Lease vs Buy: Which is Better for My Business? | F&M Trust Money Moves Lease vs Buy: Which is Better for My Business? Money Moves Community Savings Equipment, vehicles, facilities – large-ticket items are just one type of expense a business owner will have to manage. Coupled with hidden fees, such …
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