Saving money on groceries is a skill that can significantly impact your budget. With a strategic approach, you can trim your expenses without sacrificing the quality of your meals.

Here are some tips to help you become a more economical shopper:

• Plan ahead. Before setting foot in the grocery store, make a list of items you need. Stick to your list to avoid impulse purchases, which can quickly inflate your bill.
• Utilize coupons and deals. Many grocery stores offer loyalty programs that provide discounts or points for future savings. Take advantage of coupons, sales, and promotions, especially for non-perishable items that you use regularly.
• Compare prices. Take the time to compare prices, especially for staple items and frequently purchased goods. Consider shopping at discount stores or buying generic brands, which are often cheaper than name brands but of comparable quality.
• Buy in bulk. Bulk buying can be cost-effective for items that have a long shelf life and that you use frequently, such as rice, pasta, and canned goods. However, be cautious with perishable items, as buying in bulk can lead to waste if you’re unable to use them before they spoil.
• Shop seasonally. Seasonal produce is often cheaper and fresher than out-of-season varieties. Plan your meals around seasonal ingredients to take advantage of lower prices and better quality. Consider buying extra during peak seasons and preserving them through freezing, canning, or drying.
• Limit convenience foods. Pre-packaged and convenience foods might save you time, but they often come with a higher price tag. Choose whole foods and ingredients that you can prepare yourself, as they tend to be more budget-friendly and healthier.
• Minimize food waste. According to studies, a significant portion of household budgets is wasted on food that ends up in the trash. To reduce waste, plan meals that use ingredients efficiently, store perishables properly to extend their freshness, and repurpose leftovers into new dishes.
• Consider various shopping methods. Explore shopping options like farmers markets, co-ops, or online grocery delivery services. These alternatives might offer competitive prices and unique selections, allowing you to save money while supporting local businesses.

By implementing these strategies, you can effectively trim your grocery expenses without compromising on the quality and variety of your meals. With careful planning and mindful spending habits, you’ll soon see significant savings on your grocery bill.

This article was drafted with the aid of AI. Additional content, edits for accuracy, and industry expertise by Lisa Hogue, manager of F&M Trust’s Philadelphia Avenue and Lincoln Way East community offices.