Your security, our priority

An outstanding feature of this system is its multiple security levels. Simply stated, F&M Trust’s Online Banking uses a combination of the latest security technologies to protect data. To get more technical, our system features password-controlled entry, authentication, and Secure Socket Layer (SSL) protocol for data encryption and state-of-the-art firewall protection. Regulation E applies to Online Banking just like our Debit MasterCard, and liability on unauthorized electronic transactions is limited to $50.00 for transactions that are reported in a timely manner.

Please note: You will not be accessing F&M Trust's host computer when using online banking. When you request access for this service, your account information for Online Banking will be hosted on a separate server with all the appropriate firewalls and multiple layers of protection described above.

Just like our Online Banking, we use the same 128-bit encryption to help keep your information safe and secure. F&M Trust's Mobile Banking App does not store any personal or account information on your mobile device.

F&M Trust offers a secure file transfer solution as a method of transferring files safely through the bank’s website. Please include your name, email address and indicate to whose attention the files should be sent at F&M Trust. Then select the files you would like to transfer, click “submit” and you will receive a confirmation that your files were received.