Whether you’re buying a home or a car, making home improvements or just consolidating personal debts, we've got you covered. We offer fast and easy loans for your long- or short-term personal and family needs.
Our lending experts will help you cut through the headaches and hassles of securing a mortgage. We offer fixed and variable interest rate mortgages, first-time homebuyer mortgages and special program mortgages to meet your needs. Learn more about what kind of mortgage is right for you.
If you need to borrow against your home, we’re ready to help. Home Equities offer tax advantages because interest paid is generally tax-deductible, but we recommend you check with your tax advisor to be sure.
We offer competitive fixed rate Home Equity Loans and variable rate Home Equity Lines of Credit, available in amounts from $10,000 to $300,000 on single-family residences, owner-occupied 1-to-4 family properties and condominiums.
With a Personal Line of Credit, you may never have to apply for a small loan again. Any time you need money, just write yourself a loan by using your Personal Line of Credit checks. We offer a wide variety of lines of credit, including both secured or unsecured personal lines of credit, unsecured executive lines of credit for higher income individuals, and an unsecured credit establishment line of credit for individuals that need help building or starting their credit history.
We offer VISA and American Express credit cards, with a wide selection of features and options. All of our cards feature competitive rates, a full range of reward options and online access. So why wait? You can start your application in just minutes here.
Found the car, motorcycle or truck of your dreams? We make automobile loans fast and easy, with the convenience of direct financing with a fixed rate for up to six years.
All F&M Trust consumer loans are subject to credit approval.
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