Mortgage Application Richard Scott

F&M Trust's Mortgage Team has decades of experience. Always ready to help you whether you are a first-time home buyer, building or refinancing your home. Our Mortgage Experts are dedicated to making the process easy from start to finish, delivering personalized service every step of the way.

Richard Scott photoRichard Scott

Senior Mortgage Loan Officer

NMLS# 363965

Ready to apply?

Complete the form to create an account and submit your application.


Have questions or need help?

Richard is just an email, text message, or phone call away. 


Contact Richard

Mobile: 434.251.4973


You are now leaving the F&M Trust website. Links to third-party sites are provided for your convenience. Such sites are not within our control and may not follow the same privacy, security or accessibility standards as ours. F&M Trust neither endorses nor guarantees offerings of the third-party providers, nor is F&M Trust responsible for the security, content or availability of third-party sites, their partners or advertisers.