Deposit Services

Business Checking and Savings Solutions

Our business checking services can provide your business with detailed account activity reporting, reconciliation services and direct deposit of payroll for your employees. We also offer services that can improve your usage of excess cash. From business checking to money market accounts, we’ve got a variety of products to meet your business’s needs.

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Financing

Borrow Better

No matter what your business is, credit is critical. We can help your business with financial plans to grow or boost daily operation with an infusion of cash. We offer a variety of commercial financing options, with rates and terms to meet your financial goals and your budget.

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Treasury Management

Smarter Money for Your Business

F&M Trust’s Treasury Management Services can help your business put your cash to work more efficiently. We have effective cash management services and tools for generating additional income through reduced service charges, paying down lines of credit or investment. Working with your relationship manager or our treasury management specialists, you can analyze cash flow patterns and review information needs to develop a customized, comprehensive plan.

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Employee Benefit Programs

Better Benefits

In today’s competitive job market, finding and keeping valuable employees can be a challenge. Today’s employees realize the benefit of working for a company with a good retirement plan more than many employers understand. In fact, studies show that when factoring the added value of an employer’s benefits into their employment decisions, an employer’s retirement plan offering falls within the top ten reasons employees chose to work and stay with an employer.

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Commercial Services Team

Ready to Help

Leverage the support of one of the largest independent business banks in Pennsylvania. We have the strength and experience to serve your business's money management or make loans to meet the ever-growing financial demands of your business. If you’re looking for a financial partner, we’re ready to help you grow something good.

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