Interest rates listed below are effective January 15, 2020.
Rates are subject to change.
Not all available terms and rates are listed for F&M Trust certificates of deposit and loans. Other rates and terms are available.
|IRA Savings Account||Dollar Range||Annual Percentage Yield|
|Checking Plus||Dollar Range||Annual Percentage Yield|
|Mobile Checking||Dollar Range||Annual Percentage Yield|
|Money Management Account||Dollar Range||Annual Percentage Yield|
|CDs*||Dollar Range||Annual Percentage Yield|
* Certain new money restrictions apply.
|Auto Loans||Annual Percentage Rate|
|4 year Auto Loan||As low as 4.65%|
|5 year Auto Loan||As low as 4.75%|
|6 year Auto Loan||As low as 4.85%|
|Home Equity Loans||Annual Percentage Rate|
|5 year Fixed Rate||As low as 3.62%|
|10 year Fixed Rate||As low as 3.69%|
|15 year Fixed Rate||As low as 3.74%|
|Lines of Credit||Annual Percentage Rate|
|FlexLOC 12-month Intro Rate||1.75%|
|Personal Line of Credit||Annual Percentage Rate|
|Personal Line of Credit||As low as 11.75%|
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