F&M Trust’s Treasury Management Services can help your business put your cash to work more efficiently. We have effective cash management services and tools for generating additional income through reduced service charges, paying down lines of credit or investment. Working with your relationship manager or our treasury management specialists, you can analyze cash flow patterns and review information needs to develop a customized, comprehensive plan.
Originate payroll direct deposit and other types of payments and collections. Use templates or uploads to process these payments through Franklin Busine$$Link.
Initiate Wire Transfers through Franklin Busine$$Link for immediate same-day transfer.
Prevent check fraud by managing your paid check items using Franklin Busine$$Link. This service detects the fraudulent items prior to payment by the bank.
Prevent ACH fraud by managing your paid ACH items using Franklin Busine$$Link. This service blocks any unauthorized ACH activity prior to payment by the bank.
Investment Sweeps, Line of Credit Sweeps, and Zero Balance Sweeps help to manage the flow of cash and utilize excess daily liquidity in the most efficient way possible.
Scan checks conveniently from your office.
Need better payroll and accounting solutions for your business?Learn More
We have affordable financing options that can help your business thrive.Learn More
Keep your employees healthy and happy with our Benefits Programs.Learn More
Question for an expert? We’re ready to help.Learn More
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