New Checking Deposit Offer

An image of a woman sitting at a table in front of a laptop holing a cellphone and debit card looking off to the right with a big smile. To the right of her is white words over a dark blue shape that says "It pays to bank Your Way!"

 

 

Get up to $400* in 2 easy steps for opening any YourWay Checking account.

 

Step 1: Open any YourWay Checking account and earn up to $200.

Step 2: Set up Direct Deposit to your new account and earn up to $200.

 

Benefits include:

  • Debit Mastercard® with ScoreCard® Rewards
  • Online and Mobile Banking
  • Xpress Deposit and Bill Pay

 

 

Take advantage of these limited-time offers today in person or online!

 

CLICK HERE to open an account online (Use Promo Code: NewCK2025)  

OR

CLICK HERE to find your local F&M Trust Community Office.

 

 

 

 

 

*Offer available for new checking customers only who open a YourWay Premier, YourWay Plus, or YourWay personal checking account online or in person between 10/6/2025 and 12/31/2025. Get $200 cash incentive with a minimum $200 opening deposit. First cash incentive of $200 awarded within 30 days of account opening through an account credit. If the account is closed prior to incentive being credited, incentive is forfeited. Get another $200 cash incentive for completing a qualifying direct deposit within 60 days of account opening. A qualifying direct deposit is defined as a reoccurring electronic deposit of payroll, pension, or social security. Second cash incentive of $200 will be awarded through an account credit within 60 days of satisfying direct deposit requirement. Cash incentives limited to $400 per account. Limit one qualifying account per account holder. As required by law, F&M Trust will report the value of the gift to the IRS. F&M Trust employee owned, or employee joint accounts are not eligible. Offer subject to change without notice. YourWay Premier is an interest-bearing account; current available tiers and APYs as of 9/24/2025 are: $0-$2,499.99, 0.00% APY; $2,500.00-$4,999.99, 0.05% APY; $5,000+, 0.05% APY. Fees could reduce earnings. Terms and conditions of this offer also available for Startfresh Checking and Startfresh Basic account types.

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