Mortgage Application Rita Carbaugh

F&M Trust's Mortgage Team has decades of experience. Always ready to help you whether you are a first-time home buyer, building or refinancing your home. Our Mortgage Experts are dedicated to making the process easy from start to finish, delivering personalized service every step of the way.

Rita Carbaugh          Rita Carbaugh

Mortgage Loan Officer


Ready to apply?

Complete the form to create an account and submit your application.

Have questions or need help?

Rita is just an email, text message, or phone call away. 

Contact Rita

20 S. Main Street

Chambersburg, PA 17201

Office: 717.261.3567

Mobile: 717.372.6080


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