F&M Trust's Mortgage Team has decades of experience. Always ready to help you whether you are a first-time home buyer, building or refinancing your home. Our Mortgage Experts are dedicated to making the process easy from start to finish, delivering personalized service every step of the way.
Mortgage Loan Officer
NMLS#210373
Complete the form to create an account and submit your application.
Rita is just an email, text message, or phone call away.
20 S. Main Street
Chambersburg, PA 17201
Office: 717.261.3567
Mobile: 717.372.6080
rita.carbaugh@f-mtrust.com
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