Mortgage Application Rhetta Martin

F&M Trust's Mortgage Team has decades of experience. Always ready to help you whether you are a first-time home buyer, building or refinancing your home. Our Mortgage Experts are dedicated to making the process easy from start to finish, delivering personalized service every step of the way.

Rhetta Martin

Rhetta Martin

Mortgage Loan Officer


Rhetta has 45 years of knowledge and experience in mortgage lending. She is a local mortgage professional providing lending services throughout Central PA. Rhetta is active in her community and industry, volunteering with various organizations such as the Franklin County Builders Association.

Ready to apply?

Complete the form to create an account and submit your application.

Have questions or need help?

Rhetta is just an email, text message, or phone call away. 

Contact Rhetta

20 S. Main Street

Chambersburg, PA 17201

Phone: 717.261.3567


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