NewYear CD

13-Month CD Special

13 Month C.D. Special with 2.11% A.P.Y. Please read disclosure for offer terms and conditions

Build Savings Quicker & Celebrate!

Open your new F&M Trust Certificate of Deposit Account with a deposit of $1,000 or more and earn this great 2.11% APY during the next 13 months. 

It's a limited-time offer (and a great reason to celebrate), so open your new 13-month CD with us today!

Open a CD Online -

to get started


visit your nearest F&M Trust Community Office.

LIMITED TIME OFFER - Don't miss this one!

*2.11% Annual Percentage Yield (APY) on a 13-month Certificate is available January 2, 2019 through March 1, 2019. Minimum $1,000 required to open and maintain account. Fees may reduce earnings. Penalty will apply for early withdrawal. APY assumes that all interest remains on deposit until maturity. At maturity the certificate will automatically renew as a standard 12-month term certificate at the prevailing rate. This is a limited time offer and may be discontinued at any time without notice. Other rates and terms available. Member FDIC.



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