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Five Reasons for a Trust
Five Reasons for a Trust

Five Reasons for a Trust

December 16, 2020 / The Merrill Anderson Company

You might think that the doubling of the amount exempt from federal estate and gift tax ($11.7 million per person in 2021) would reduce the need for estate planning, given that so few families will now need to worry about this tax…

Planned giving in 2020
Planned giving in 2020

Planned giving in 2020

December 07, 2020 / The Merrill Anderson Company

The idea of “planning” a gift to charity may not spring as readily to mind as investment or retirement planning. Yet there are many ways to give, and many kinds of gifts to consider, especially when philanthropy is one of your core values…

Stock Splits 101
Stock Splits 101

Stock Splits 101

November 18, 2020 / Warren Hurt

With recent stock splits by two of the world’s largest companies, Apple and Tesla, it is important to understand what a stock split really means…

What does the federal payroll tax deferral mean to you?
What does the federal payroll tax deferral mean to you?

What does the federal payroll tax deferral mean to you?

October 06, 2020 / Shelby White

On August 28, the US Department of the Treasury and the Internal Revenue Service (IRS) debuted long-awaited guidance on how President Trump’s proposed payroll tax suspension will apply to companies and workers.…

Read this before cashing out your retirement account due to COVID-19
Read this before cashing out your retirement account due to COVID-19

Read this before cashing out your retirement account due to COVID-19

August 11, 2020 / F&M Trust

The Coronavirus Aid, Relief and Economic Security (CARES) Act offers a provision to soften the economic impact from COVID-19. It authorizes the withdrawal of up to $100,000 from IRAs, or 401(k) retirement accounts, without penalty…

Seven ways to save money by going green
Seven ways to save money by going green

Seven ways to save money by going green

July 23, 2020 / F&M Trust

We all know we should turn off the lights when we leave a room, unplug appliances we aren’t using and invest in reusable drinkware to reduce our carbon footprints. But, changing other small habits can have a positive impact not only on the environment, but also your wallet.…

The secret to avoiding secret shopper scams
The secret to avoiding secret shopper scams

The secret to avoiding secret shopper scams

June 22, 2020 / Ray Wills

Did you receive an offer to get paid to shop or eat at bougie restaurants and review them? It sounds too good to be true, because, well, it most likely is…

How the CARES Act impacts student loans
How the CARES Act impacts student loans

How the CARES Act impacts student loans

June 18, 2020 / Shelby White

Known as the CARES Act, the roughly $2 trillion coronavirus stimulus package that was recently passed by the United States government is intended to reduce the financial pain felt by millions of Americans who have been affected by the measures taken to control the spread of COVID-19.…

The U.S. is in turmoil, yet stocks are climbing
The U.S. is in turmoil, yet stocks are climbing

The U.S. is in turmoil, yet stocks are climbing

June 05, 2020 / Warren Hurt

Despite a global pandemic, Great Depression-era levels of unemployment, mass demonstrations and an economy in turmoil, the stock market is booming. Here are four reasons why…

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