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The three best ways to use a credit card
The three best ways to use a credit card

The three best ways to use a credit card

February 03, 2021 / Cynthia Marconi

Credit cards are a secure, convenient alternative to using debit cards, checks or cash to make purchases. They can serve as a powerful money management tool and can help you boost…

Interest Rates 101
Interest Rates 101

Interest Rates 101

September 24, 2020 / David Bimler

If you’ve been researching loans, you’ve certainly noticed the term interest rate. Expressed as a percentage, usually in annual terms, an interest rate is the amount of money your lender charges you for a loan. Nearly every type of loan, including mortgages, car loans and student loans, charges an interest rate. Rates vary depending on your credit score, the type of loan and the lender.…

Seven ways to save money by going green
Seven ways to save money by going green

Seven ways to save money by going green

July 23, 2020 / F&M Trust

We all know we should turn off the lights when we leave a room, unplug appliances we aren’t using and invest in reusable drinkware to reduce our carbon footprints. But, changing other small habits can have a positive impact not only on the environment, but also your wallet.…

Everything you need to know about emergency funds
Everything you need to know about emergency funds

Everything you need to know about emergency funds

February 06, 2020 / Christian Merritt

Having a healthy emergency fund in place is a critical component to achieving and maintaining financial stability. Unfortunately, things happen, like medical emergencies and job loss.…

Is it time to break up with your bank?
Is it time to break up with your bank?

Is it time to break up with your bank?

October 28, 2019 / Paulo Oliveira

Breakups can be hard, but let’s face it: Sometimes they’re necessary. If your bank isn’t making you happy, it may be time to start thinking about taking your money elsewhere.…

How to avoid early withdrawal penalties
How to avoid early withdrawal penalties

How to avoid early withdrawal penalties

October 21, 2019 / ©2019 M.A. Co. All rights reserved

To increase the likelihood that tax-preferred savings actually will be used for retirement, Congress included a 10% penalty tax on IRA and 401(k) distributions before the account owner reaches age 59½.…

Avoid these six financial false steps
Avoid these six financial false steps

Avoid these six financial false steps

October 08, 2019 / Christian Merritt

Money makes the world go ’round, and being irresponsible with your finances can leave your world in ruins. But if you avoid these costly blunders, that doesn’t have to be your situation.…

Think twice before buying that new car
Think twice before buying that new car

Think twice before buying that new car

October 01, 2019 / Matthew Berger

When you’re shopping for a new car, it’s easy to get caught up in the shiniest, newest car to hit the market. After all, some come with high-tech features, like multizone climate systems, heated steering...…

Four ways to stop living paycheck to paycheck
Four ways to stop living paycheck to paycheck

Four ways to stop living paycheck to paycheck

September 15, 2019 / Matthew Berger

For many people, the days just before payday are the hardest. With no savings and only a few bucks in the checking account, waiting for payday to come can feel like an eternity.…

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