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Interest Rates 101
Interest Rates 101

Interest Rates 101

September 24, 2020 / David Bimler

If you’ve been researching loans, you’ve certainly noticed the term interest rate. Expressed as a percentage, usually in annual terms, an interest rate is the amount of money your lender charges you for a loan. Nearly every type of loan, including mortgages, car loans and student loans, charges an interest rate. Rates vary depending on your credit score, the type of loan and the lender.…

Community Savings Buying a Home College
The Ins and Outs of a Cash-out Refinance
The Ins and Outs of a Cash-out Refinance

The Ins and Outs of a Cash-out Refinance

December 20, 2019 / David Bimler

Maybe you want to renovate your bathroom or pay down some high-interest debt but you’re having trouble building up the amount of money you need to make it happen.…

Buying a Home Selling a Home Community Savings
In the market for a mortgage? Your time may be now
In the market for a mortgage? Your time may be now

In the market for a mortgage? Your time may be now

November 19, 2019 / David Bimler

Amid ongoing international trade disputes and a weakening global economy, mortgage affordability in the U.S. is improving. In fact, mortgage rates have hit a three-year low since the Federal Reserve slashed the federal funds rate this summer — the first cut since the Great Recession.…

buying a home Selling a Home
Is it time to break up with your bank?
Is it time to break up with your bank?

Is it time to break up with your bank?

October 28, 2019 / Paulo Oliveira

Breakups can be hard, but let’s face it: Sometimes they’re necessary. If your bank isn’t making you happy, it may be time to start thinking about taking your money elsewhere.…

Buying a Home Retirement College Community Savings
How to avoid early withdrawal penalties
How to avoid early withdrawal penalties

How to avoid early withdrawal penalties

October 21, 2019 / ©2019 M.A. Co. All rights reserved

To increase the likelihood that tax-preferred savings actually will be used for retirement, Congress included a 10% penalty tax on IRA and 401(k) distributions before the account owner reaches age 59½.…

savings retirement buying a home college
Six things you shouldn’t do after applying for a mortgage
Six things you shouldn’t do after applying for a mortgage

Six things you shouldn’t do after applying for a mortgage

July 12, 2019 / David Bimler

You found it: the perfect ranch-style home with an open floor plan, a finished basement, an attached garage and French doors leading to ...…

Buying a Home Selling a Home

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