Previous | A guide to federal tax exemption changes Next | Pass it on: Make sure your hard-earned money is left to the right people
July 12, 2019 / Teresa Kable
Five tips for managing the stress of a financial setback

Five tips for managing the stress of a financial setback

Life is full of surprises. From an expensive car repair to an unexpected medical bill, many people have been, or will be, blindsided by a financial emergency.

And financial strain affects you beyond your pocketbook. Worrying about money can throw off your emotional equilibrium, impede your ability to think rationally and even wreak havoc on your body. But there are ways to manage the charge of emotions that come with a financial blow. Here are five things you can do to cope with the stress:

1) Eat healthily

Well-nourished bodies are more equipped to cope with anxiety, but when we’re angry or stressed, we tend to get out of control and crave unhealthy treats. Emotional eating, however, quickly becomes a habit, so prepare in advance and keep healthy snacks with you wherever you go. Try small packets of nuts, trail mix, apples or bananas. Having healthy options will help you bypass high-calorie comfort food.

2) Get moving

Exercise benefits our minds as much as our bodies. It releases endorphins, which boost our energy and increase our feelings of overall well-being. It can also serve as a distraction from daily worries. Better yet, it makes us less susceptible to stress. Try a 20-minute walk, a game of basketball or a yoga class.

3) Get enough sleep

It’s a catch-22. Getting a good night’s sleep arms us with the ability to tackle stress more readily, yet stress takes a toll on the amount of sleep we get. When we’re tired, we’re less patient, more easily agitated and more prone to experiencing anxiety. Most adults need seven to nine hours of sleep per night. Practicing good sleep habits, along with stress-lowering tactics, can help improve quality of life.

4) Meditate

Meditation can help us remain centered in the face of stress and can even help us regain a sense of peace when feeling off-balance. It’s an excellent stress-reduction technique that can lower heart rate and blood pressure and relax muscles. With practice, we should find ourselves reacting to stress with less intensity and more easily remaining calm.

5) Have a good attitude

We can’t control our circumstances, but we do have a choice in how we face them. And perception is everything. We can choose whether we see each stressful situation as a threat or as a challenge. Viewing something as a challenge helps us positively organize our resources and bring our A game to the situation more readily. Conversely, viewing the same situation as a threat can cause us to feel overwhelmed and shut down, so we should take charge of our thoughts and meet our challenges head on.

Teresa Kable is F&M Trust’s HR Generalist, a certified wellness and health coach and a certified worksite wellness specialist.

Recent Articles
Interest Rates 101
Interest Rates 101

Interest Rates 101

September 24, 2020 / David Bimler

Work-from-home scams and how to avoid them
Work-from-home scams and how to avoid them

Work-from-home scams and how to avoid them

September 10, 2020 / Ray Wills

Unsecured or secured loans: What's best for you?
Unsecured or secured loans: What's best for you?

Unsecured or secured loans: What's best for you?

August 24, 2020 / Dave Bimler

A GRAT in action
A GRAT in action

A GRAT in action

August 17, 2020 / The Merrill Anderson Company

Read this before cashing out your retirement account due to COVID-19
Read this before cashing out your retirement account due to COVID-19

Read this before cashing out your retirement account due to COVID-19

August 11, 2020 / Beth Reeser

Seven ways to save money by going green
Seven ways to save money by going green

Seven ways to save money by going green

July 23, 2020 / Fallon Finnegan

Three mistakes in portability planning
Three mistakes in portability planning

Three mistakes in portability planning

July 16, 2020 / The Merrill Anderson Company

How to spot elder financial abuse
How to spot elder financial abuse

How to spot elder financial abuse

July 09, 2020 / Ray Wills

Credit reports are now free once a week
Credit reports are now free once a week

Credit reports are now free once a week

July 02, 2020 / Ray Wills

Join our e-newsletter

Sign up for our e-newsletter to get new content each month.

NOTICE: YOU ARE LEAVING F&M TRUST!

You are now leaving the F&M Trust website. Links to third-party sites are provided for your convenience. Such sites are not within our control and may not follow the same privacy, security or accessibility standards as ours. F&M Trust neither endorses nor guarantees offerings of the third-party providers, nor is F&M Trust responsible for the security, content or availability of third-party sites, their partners or advertisers.